State Farm Insurance Auto Insurance
State Farm Insurance Auto Insurance
USER REVIEWS
[Dec 05, 1999]
Brenda
Strength:
no hassle, no loopholes, excellent agents, no funny business and no surprises. Had this coverage for over 15 years.
Weakness:
i feel my coverage costs more than some other insurance companies, but i feel you "get what you pay for" have not had but a handful of claims over the 15 plus years but they were handled efficiently, quickly and professionally. Similar Products Used: i own a convenience store and people tend to visit alot across the counter, have heard so many horror stories about the "discount" insurance companies that it is unreal |
[Jan 26, 2001]
B. George
Model Reviewed:
Truck, Car, and House
Strength:
1. Been with State Farm Since 1982 because of low premiums.
Weakness:
1. PIP. The main reason I am responding to this review is due to an accident where I was injured from being rear-ended (at no fault of my owne). The State Farm PIP Department and its representatives were rude and unprofessional. They would find any means/reason to avoid paying my medical bills. The bills that were paid were two to three months late and I was sent to collections by one medical provider. I spent a great deal of time working with the insurance company and medical providers to coordinate payments and avoid collection action. Similar Products Used: None. |
[Jun 07, 2001]
Christina
Strength:
Time will tell.
Weakness:
PIP medical coverage. They will go the extreme to deny benefits, even at the risk of your health. They court IME examiners who assist in such denials. Very large corporation. Presents itself as professional. Similar Products Used: none |
[Jun 29, 2001]
Denise C.
Model Reviewed:
'89 Camry and '89 Oldsmobile
Strength:
I think the fact that I can if still driveable take my basically totalled car down to their office and have a check issued on the spot is a pretty strong quality. I also love the way State Farm is there 24/7/365 for my family. We have auto insurance currently with them and are switching our life insurance to them as well.We also have their hospital benefits.
Weakness:
The under writers in FL. My husband and I were State Farm Policy holders for many years and had moved from MN to TX no problem then moved back to MN still no problem however, when we moved to FL the under writers here did not want to pick him up as an insured because he had 3 tickets on his record and looked at him as a risk. I on the other hand do not agree that 3 tickets is unreasonable given his job as a truck driver with a CDL no accidents or any other major moving violations and considering he logs more miles in a year then most people do in their life time, was a bit confussed when they turned us down for 3 years. We are now back with State Farm and boy have I missed them! One of the best in the business. I appreciate my agent and the ladies working with his office. Fast friendly service with care! Similar Products Used: AIG- very hard to get a hold of to report claims. More Expensive with less coverage then State Farm. |
[Jul 03, 2001]
Thomas Breshears
Strength:
Customer Service is great.
Weakness:
Not any. I have been with this company for many years. They are an excellant choice for your insurance needs. I have never had any problems. Similar Products Used: Other companies do not stand up to this company. |
[Aug 16, 2001]
Jim
Model Reviewed:
11 vehicles
Strength:
Delivery primarily through an agent. On those occassions when we need after hours or internet access, we have it available.
Weakness:
We have monthly bills and MANY policies. Sometimes it can get confusing - but the agent always hangs in their to resolve any questions. Very positive experience. I have been with them 30 years, in 3 states and started as a farmer and progressed through several busineses. All my insurance I can have with them, I do. The same goes for the rest of my family. We have rarely found an individual that does not want to help, on those rare occassions when we do, we simpoly ask for a diffrent person and have always been provided with one. Similar Products Used: Occassionally looked into others (Farm Bureau, Hartford, Good Sam, GEICO) but never found a reason to make any move. |
[Aug 16, 2001]
Lynn
Model Reviewed:
multiple policies/all types
Strength:
The expertise and advice of my agent as well as the fair and timely payment of claims.
Weakness:
Not all products are offered in all states...example, health products not available in NJ. I have been with the company for more than 20 years and have almost all of the products they offer. The expertise and service offered by my agent is invaluable. The products are competitively priced and have been extensive enough to meet my needs throughout various stages of my life. I have lived in several states and the service and product quality has always been consistent. I recently moved my all my banking needs to the State Farm Bank as well. Similar Products Used: Recently compared bank products and it was extremely competitive. |
[Jul 25, 2001]
Garretrt Weiss
Strength:
Customer service
Weakness:
Cost I was with State Farm for >20 years for both home-owner's and multiple auto coverages. In general, I had very good experiences with them. Very courteous, professional staff. I had only one home-owners claim in 20 years (lightning struck and killed a tree in my yard) and only glass damage on the vehicles (rock-cracked windshields). Each claim was handled quickly and paid within a week. On the negative side, I recently got a minor speeding ticket (11 mph over in the middle of the Nevada desert) and my auto rates went throught the roof -- up about$500/year; this despite a near perfect driving record. Similar Products Used: I recently switched auto coverage to AIG. Their rates are half those of State Farm. I have no experience processing a claim with AIG, so I have no basis for comparison on customer service. |